Archive September 2013 (1) June 2013 (1) March 2013 (1) February 2013 (2) December 2012 (3) Novembe

Contributions role of actuaries in determining compensation for damage Socio-economic differences in mortality Pensions and myths Demographics what is a 401k in the jaws of the country depends on the success of investment diversification Divination longevity from the floor Private mirovina- sanak allowed calculation of pensions by Raiffeisen pension insurance company Why do we age? Longevity and Vitamins
Archive September 2013 (1) June 2013 (1) March 2013 (1) February 2013 (2) December 2012 (3) November what is a 401k 2012 (1) September 2012 (2) August 2012 (1) July 2012 (3) June 2012 (1 ) April 2012 (2) March 2012 (6) February 2012 (4) December 2012 (3) December 2011 (2) November 2011 (4) October 2011 (3) September 2011 (3) November 2011 (4) July 2011 (2 ) June 2011 (2) May 2011 (1) April 2011 (4) March 2011 (2) February 2011 (2) January 2011 (3) December 2010 (3)
Years of life: 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85
Lately, a lot more story about longevity risk but much less the story of its systematic underestimation. As stated in the last report of the International Monetary Fund, with the aging population in the coming decades, seniors will consume more and more resources. Since this will result in increasing pressure on the budgets of the large number of state and private pension systems are all trying to prepare the financial what is a 401k implications of an aging population. The starting point of all these preparations was to evaluate the duration of human life, and the fact that the assessment of longevity so far been underestimated. Here's the data from the UK.
In 1981 the National Institute of Statistics of Great Britain estimated that the future life of the newborn men reach 74 years up to 2031 years. This age has been reached in 1994! Furthermore, in 2002 it was estimated that it will reach 81 years by 2031, but is now estimated that this will happen by 2019. This underestimation of longevity development what is a 401k occurs throughout the world, and what is accidental.
We know that the National Statistics what is a 401k Institutes directly funded by the state and politicians put pressure on the agency to publish these projections will prove that the full cost of the increase in longevity has nothing to do with them, nor with their generation of voters. If it were otherwise, and if today's what is a 401k projections of longevity were more or real, then the contributions to the pension system should be raising what is a 401k sooner rather than later.
But politicians can not afford such unpopular measures. In all countries of the world employees are vehemently opposed what is a 401k to any notification of a possible increase in the pension contribution or increasing the age for retirement. So, she wants to stay in power, what is a 401k the government is easier to manipulate with demographics than to immediately tackle the problem of longevity.