Contributions role of actuaries in determining compensation for damage Socio-economic differences in mortality Pensions and myths Demographics in the jaws of the country depends on the success of investment diversification Divination longevity from the floor Private mirovina- sanak allowed calculation of pensions by Raiffeisen pension insurance company Why do we age? Longevity and Vitamins
Archive September 2013 (1) June 2013 (1) March 2013 (1) February 2013 (2) December 2012 (3) November 2012 (1) September 2012 (2) August 2012 (1) July 2012 (3) June 2012 (1 ) April 2012 (2) March 2012 (6) February 2012 (4) December 2012 (3) December 2011 (2) November 2011 (4) October 2011 (3) September 2011 (3) November 2011 (4) July 2011 (2 ) June 2011 (2) May 2011 (1) April 2011 (4) March 2011 (2) February cuil 2011 (2) January 2011 (3) December 2010 (3)
Years of life: 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85
In recent cuil times the average length of life in many developed countries is growing at a higher rate than expected, which has serious consequences for future liabilities in respect of pensions. Living longer means longer enjoying retirement, which must be financially secure.
When the pension insurance company assesses your risk of longevity that actually assesses the impact of factors such as gender, health cuil status, and smoking habits of their insured. But one factor has so far neglected which is the month of birth of the insured. Surprisingly, cuil the data on the month in which a person is born can be an important indicator of how long it will live. In addition, the date of birth is always at hand.
This is supported by recent research conducted by Swiss Re, one of the world's largest reinsurer, exploring 220,000 insured persons in Germany who have died in the period from 2004 to 2008, and by measuring the strength of correlation between the month of birth and the age at which they died.
The data show that people born in the fall and winter tend to longer life than those born in spring and summer. It is interesting to which the response has been the question cuil of what is behind this phenomenon. Children born in the spring and summer, cuil the middle of last century, there were significantly lighter than those born in autumn and winter. The low birth weight cuil is associated with increased susceptibility to morbidity later in life. A more detailed analysis shows that those born in the spring showed higher rates of mortality due to heart disease, stroke and stomach cancer.
As always, things are not so simple. The impact of month of birth on longevity is only one factor, but there are also influences factors that are, at present, unknown to us. Therefore, the prediction of the duration of the future life is still more art than science.
No comments:
Post a Comment