Bulgarians most often insured car and optionally (only if required) apartment. Even in these insura

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In everyone's life there are many events. The most important my frugal adventures of them are: the choice of primary school and the first day of school, high school, enter college, starting work, buying a house, marriage, raising children, starting a business and retirement. What all these events is that they have the financial side and should be planned by you or your family (parents, grandparents my frugal adventures or others). Moreover, money is part of our daily lives, whether we want it or not.
Namely, it is the role of personal financial my frugal adventures advisor - to advise and prepare for important events in your life, so that you can focus only on the positive emotions associated with them. What better my frugal adventures than to have provided means your child can study at a prestigious university, thus creating the necessary conditions to make it a successful manager, entrepreneur my frugal adventures or surgeon.
Personal financial consultant, unless adviser is a personal trainer (or coach, as it is known recently), which opens in front of you, step by step, a new world - that of finance. Tells you about the basic principles of money management, value their time, cash flows, what is the annual percentage rate on loans and many others, but mostly offers fair (unbiased) and understandable my frugal adventures information about the products offered by different financial my frugal adventures institutions.
Anyone have any desires in life. They may be buying my frugal adventures a home, vacation my frugal adventures in Greece or the construction of a cottage in a picturesque location. To complete them, however, they should not just desired, but must become targets. The difference between the two is in the planning. The purpose require any additional effort on your part (and not rely on chance, as in wishes). Not infrequently purposes related to money (not how).
Objectives can be achieved generally by saving additional my frugal adventures income my frugal adventures from secondary activities or investments that bring a certain rate. Consultant will offer you the best option for you and will show you the way to go. # 2 Planning Education
Family environment and education are the most important for what can attain person in your life (lottery millionaires them off :)). Of these two things can only second plan. And in fact, you planned you your own education (I mean secondary and tertiary) and that of your children? To be honest, apart from my master's program and certificates then the rest of my education was the result of some kind of accident.
If you're planning your own learning or that of your children, you risk it not be appropriate and to waste many years in something that is not for you. You probably know many people with a similar fate. An even bigger my frugal adventures problem is if you know what you want to study, but you can not finance it. However, opportunities to receive scholarships, they do not always reach the right people, and better rely on yourself or your family, which is predicted and planned this no small expense. # 3 Insurance Planning
Bulgarians most often insured car and optionally (only if required) apartment. Even in these insurances, they are not particularly interested in what kind of risks they cover. Only when damage occurs to mind that one risk are turned off to pay ten lev less. Then begins the "Can not you do something?". These are the most popular insurance. Most people do not even know that they can be insured against unemployment or take a loan from your insurance policy. And, what do you do if you have to go into hospital for an expensive operation? my frugal adventures Whether my frugal adventures we can rely on the public health? I'm not saying that everyone my frugal adventures should be understood by insurance, but you have a friend who will give you honest and impartial advice.
If not, the financial advisor will help you identify risks that you are exposed you and your financial goals and will recommend the best defense against them. Will refer you to insurance products that are suitable for you